Buy HDB with HDB Loan Calculator

Buying HDB with HDB Loan

Cash Requirements

Resale Price less Valuation
$1,000 option fee + $4,000 exercise fee
Auto-calculated based on loan amount
Fixed Cost of $5 + GST
Fixed Cost of $32
Fixed Cost of Buyer $64.45 + Mortgagee $64.45
Fixed Cost of $120
1Rm & 2Rm $40, 3Rm and above $80
Default 1% + prevailing GST (9%)
Auto-calculated

Total Cash Required

Total Cash Costs:
$0

CPF Requirements

Auto-calculated
Property above 360k: 3%-5,400 | 1m & above: 4%-15,400 | 1.5m & above: 5%-30,400 | 3m & above: 6%-60,400
SG 2nd: 20%, 3rd+: 30% | PR 1st: 5%, 2nd: 30%, 3rd+: 35% | Foreigners: 60%
0.4% of Loan Granted subject to maximum $500
Fixed Cost of Transfer $38.30 + Mortgage $38.30
Amount calculated from HDB website
Amount calculated from HDB website
Call 1800 2271188 or CPF Website www.cpf.gov.sg

Total CPF Required

Total CPF Costs:
$0

HDB LOAN (25 years)

Purchasing Price:
$0
Valuation:
$0
COV (Cash Over Valuation):
$0
Maximum 80% of valuation (for first-timers)
Balance Payment (CPF/Cash):
$0
CPF:
$0
Cash:
$0
From previous sale or current CPF balance
Balance CPF after purchase:
$0
Recommendation: Keep at least $20,000 CPF OA balance
From previous sale or savings
Balance Cash after purchase:
$0

Monthly Mortgage Details

Current HDB loan rate
Monthly Mortgage:
$0
Monthly Cash Required:
$0
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Disclaimer:

This worksheet is for general guidance and informational purposes only and makes no representation that it is accurate or complete. Under no circumstances intended to be used or considered as financial or investment advice.

The contents of this worksheet are not to be construed as legal, financial or investment advice. You should consult with your legal, financial and/or investment advisor(s) before making any decision. Do note that all loan applications are subjected to the banks' review and approval. Actual amount will differ.

You should not place undue reliance on this report which will depend on numerous factors, and you must make an independent assessment based upon your own financial objectives and financial resources.

We accept No liability whatsoever for any direct, indirect, or consequential loss or damage arising out the use of all or any of the data or information in this worksheet. The information and workings contained herein may be subject to changes without prior notice.

Details are as accurate as of date of preparation.
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